Personal Finance
43 articles in this category
How a Taiwanese Immigrant Who Worked at Walmart Retired at 87 with $2M
A Taiwanese immigrant who worked long-term at Walmart on minimum wage retired at 87 with $2M, owning two homes and caring for a disabled son — a testament to frugality, home equity and time.
Why Philip Rivers’ Return Mirrors a Growing Trend of Retirees Rejoining the Workforce
Philip Rivers’ unretirement highlights a wider trend: many retirees—including FIRE adherents—return to paid work for purpose, routine and social connection, not solely for financial reasons.
Part-time at 67: Take Social Security Now or Delay to 70?
Offered part-time work that pays under one-fifth of your salary? Decide whether to claim Social Security at 67 or delay to 70 by weighing cash needs, taxes and longevity.
How to Handle an 81-Year-Old Mother-in-Law Asking You to Fund Her Italy Trip
A family faces pressure from an 81-year-old mother-in-law who wants them to fund her Italy 'bucket list' trip. They already planned Europe and must balance budgets, empathy and boundaries.
After 10 Years, Wife Resents Husband’s $1M and $200K in Cars — Why He Won’t Share
After 10 years of marriage, a homemaker grows resentful: her husband has $1,000,000 and $200K in cars yet won't share funds. Steps: communicate, plan, consult a lawyer or counselor.
Friends Turn to Co-Buying to Share Mortgages and Gain Homeownership
As home prices and mortgage rates rise, groups of friends are pooling resources to buy homes together - sharing mortgages, expenses and legal plans to make ownership affordable.
5 Banking Tools to Build a Rainy-Day Fund Before Year-End
Use five simple banking tools - high-yield savings, automated transfers, sub-accounts, round-ups and short-term CDs - to build a rainy-day fund before year-end.
Ramsey vs. Orman: Which Retirement Approach Do Advisors Recommend?
Financial advisors say neither Dave Ramsey nor Suze Orman has a one-size-fits-all retirement plan. They highlight strengths—Ramsey's structure, Orman's flexibility—and suggest blending approaches.
Should You Buy an Impoverished Sibling’s Home and Let Them Live Rent‑Free?
Considering buying a struggling sibling’s house and letting them live rent‑free? Weigh appraisal, tax, legal and family dynamics, and use written agreements or alternatives to protect both part...
‘Trump’ Kids Accounts Get $6B Boost — How to Claim One
A Yahoo Finance report says child-focused ‘Trump’ accounts received a $6B boost. Here’s how families can verify eligibility, gather docs and enroll safely.
Dating a Partner with $80K in Student Loans: Is It a Red Flag?
Worried that a partner’s $80,000 student-loan balance is a deal-breaker? Learn how to evaluate repayment progress, financial habits, communication and whether it should concern you.
Save Hundreds Annually with Smart Cash Back Strategies
Learn practical cash back strategies — pick the right cards, enroll in rotating categories, stack portals and loyalty offers, and avoid interest to save hundreds annually.
4 Simple Ways to Start Earning Passive Income This Week
Four actionable, low-effort approaches to begin earning passive income this week: high-yield savings, dividend ETFs, short-term rentals, cash-back apps, and peer lending.
Nearly Half of Americans Unprepared for Major Credit-Report Overhaul — What to Do
A major credit-report update could impact nearly half of U.S. consumers. Read how the changes may affect scores, common risks, and steps to monitor, dispute, and secure your credit.
9 Smart Moves to Boost Your Savings Before 2025 Ends
Nine practical year-end financial moves: automate savings, max retirement contributions, harvest tax losses, cut high-rate debt, and optimize accounts to strengthen your finances entering 2026.
Ramsey Show: When in-laws' financial help comes with strings attached
Arizona caller says in-laws gave money with strings attached. The Ramsey Show recommends clear terms, written agreements and firm boundaries to protect finances and family ties.
How to Verify Your Financial Advisor Is a Fiduciary
Want assurance your advisor must act in your best interest? Learn the questions to ask, forms to inspect (Form ADV, BrokerCheck), credential signals and fee red flags.
Many student loan borrowers — including some higher earners — could lower monthly payments soon
Broader income-driven repayment rules and administrative actions may let many borrowers — including some higher earners — lower monthly student loan payments. Check eligibility.
One Simple Move a Millionaire Says Can Put Middle-Class Americans on the Road to Millions
A self-made millionaire says one simple, repeatable move—prioritize tax-advantaged retirement contributions and invest them in low-cost index funds—can set middle-class Americans on a path to s...
59-Year-Old Virginia Woman Owes $258K in Student Loans — Dave Ramsey’s Practical Advice
A 59-year-old Virginia woman owes $258K in student loans. Dave Ramsey advised decisive steps: emergency fund, stop new debt, budget, consider repayment strategies and professional help.