Personal Finance
43 articles in this category
Prof G’s practical path to wealth: his dad on $52K/year is 'already there'
Prof G says the steady combination of consistent work, disciplined saving and long-term investing creates reliable wealth in America — his father, on $52,000/year, is an example.
Court filing: 327,955 IDR requests denied under Trump administration
A court filing reveals 327,955 student borrowers had income-driven repayment applications denied under the Trump administration, citing stricter review standards and documentation gaps.
How $1M in a Brokerage Account Can Fast-Track Your FIRE Plan
Holding $1M in a taxable brokerage account can speed FIRE by offering withdrawal flexibility, tax-aware income strategies, and diversified passive returns - with trade-offs to plan.
4 Small Financial Wins That Quickly Boost Your Confidence
Four practical, fast-to-execute financial moves—track one metric, build a small emergency buffer, cut a recurring cost, and automate a tiny debt payment or investment—to boost confidence now.
8 Timeless Money Lessons from My 79-Year-Old Father
Brian Page recounts eight practical money lessons from his 79-year-old father: a model of frugality, patient investing, disciplined saving, mindful spending and long-term wealth-building habits.
Ramsey Coach Questions $25K Savings While Spouse Works to Fix $28K Debt
A Ramsey coach criticized a wife for holding $25,000 in savings while her husband worked 14-hour days to fix a $28,000 financial mess, igniting discussion about debt repayment vs emergency savings.
Odell Beckham Jr. Says $20M/Year Isn’t Big After Taxes — Can It Last?
Odell Beckham Jr. says $20M a year doesn't feel like much after taxes. Financial lessons for athletes: taxes, spending, investments and making big paydays last.
3 Moves to Protect Your Money Before Inflation Bites in 2026
Take three proactive steps before inflation intensifies in 2026: shore up emergency savings, add inflation-linked bonds and real assets, and lock variable-rate loans.
Holiday Shoppers Carry Average $1,223 in New Debt as Confidence Slips
More than one-third of holiday shoppers incurred debt this season, averaging $1,223 amid higher prices and falling confidence — a sign of mounting pressure on household finances.
What Is the Average Interest Rate on Savings Accounts Today?
Savings account APYs differ by institution: traditional banks often pay under 1% while online high-yield accounts can offer multiple times that. Focus on APY, fees, and insurance.
Trump Administration to Begin Wage Garnishments for Defaulted Student Borrowers in January
The Trump administration will resume wage garnishments for federal student-loan borrowers in default starting in early January. Affected borrowers should contact servicers for guidance.
31-Year-Old Scoops Ice Cream for $16.50 an Hour to Make Ends Meet
At 31, Kaila Curry scoops ice cream for $16.50 an hour to help cover expenses. She says there is 'zero shame' in taking side work amid an unpredictable job market.
5 Simple Wealth-Building Habits to Start in 2026
Start simple in 2026: budget clearly, build an emergency fund, automate saving and investing, tackle high-interest debt, and invest consistently. These five steady habits build lasting wealth.
Stop Buying These 5 Items Now to Build Wealth by 2026
Jaspreet Singh urges cutting five habitual purchases—designer clothes, daily coffee, new cars, extended warranties and impulse gadgets—and investing the savings to accelerate wealth by 2026.
Rising Prices Are Hurting Your Credit — Practical Steps to Protect It
Inflation is pushing monthly costs higher and many consumers are seeing credit scores slip as balances rise and payments get missed. Practical steps can help you reduce debt and rebuild credit.
How to Rebuild Your Credit Score After a Drop: Expert-Backed Steps
Almost 25% of Americans saw credit scores decline this year. While past missteps remain, experts say timely payments, lower balances and monitoring can rebuild credit over time.
Dave Ramsey: 5 Most Dangerous Ways to Waste Your Money
Dave Ramsey warns of five costly money mistakes—from no emergency fund and high-interest debt to lifestyle inflation and subscription creep—and offers practical steps to stop the drain.
Why Your Net Worth Often Jumps After $100,000 — How to Reach Six Figures
Hitting $100,000 in net worth is a tipping point that unlocks compound growth, borrowing power and investment choices. Practical steps can help you reach six figures.
Pet poverty rises as lifetime cost of cats and dogs tops $30K
Survey finds 1 in 7 pet owners in 'pet poverty' as lifetime costs for cats and dogs exceed $30,000. Rising vet bills and inflation are pushing pet ownership beyond many budgets.
Age 55, No Kids, $78K Salary and a $10K Gift — How to Use It Wisely
A 55-year-old earning $78,000 with no children received $10,000 from their mother and has $1,000 of credit-card debt due next month. How best to allocate the gift for safety and growth?