Mortgages
9 articles in this category
Should You Refinance Now After the Fed’s Likely Final Cut?
With the Fed's recent cut possibly the last for a while, homeowners and buyers should consider locking rates, run breakeven numbers and avoid refinancing mistakes.
HELOC Rates Fall 60 Basis Points This Year — What Borrowers Should Know
HELOC rates have fallen about 60 basis points in 2025, lowering borrowing costs for many homeowners. Shop lenders, watch LTV and credit, and consider fixed options.
HELOC rates dip below 7.5% on Dec. 6, 2025 — relief for homeowners
HELOC rates fell below 7.5% on Dec. 6, 2025, easing borrowing costs for homeowners. This update outlines current averages, lender differences, and practical tips on when to borrow.
Mortgage and Refinance Rates Dec 8, 2025 — Will the Fed Meeting Push Rates Down?
Mortgage rates hover near multi-year highs as investors await the Fed's December decision. A pause or dovish tone could ease rates; a hawkish stance may keep borrowing costs high.
Mortgage and Refinance Rates Dec. 1, 2025: Waiting for a Dip Below 6%
Mortgage rates held just above 6% on Dec. 1, 2025, as Treasury yields and Fed signals determine whether 30-year fixed loans will slip under the crucial 6% threshold.
HELOC rates dip to annual lows on Nov. 25, 2025 — could fall further
HELOC rates hit annual lows on Nov. 25, 2025 as market yields and Fed expectations ease. Competitive lender pricing could push rates lower, but variable-rate risks remain.
30-Year Mortgage Falls to Yearly Low; Refinance Demand Rises — Nov 25, 2025
On Nov. 25, 2025 the average 30-year fixed mortgage fell to its lowest level this year, easing borrowing costs and prompting renewed interest in refinancing among homeowners.
HELOC Rates May Firm Near Year-End as Markets Reprice
As year-end nears, HELOC rates may firm as Treasury yields rise and lenders reprice lines. Borrowers should compare offers, check caps, and consider fixed-rate options.
Mortgage and Refinance Rates Nov. 19, 2025: Minor Swings, Little Net Change
Mortgage and refinance rates slipped and rose on Nov. 19, 2025, but overall stayed near levels from two weeks earlier as Treasury yields and MBS demand caused modest intraday swings.