#HELOC

HELOC Rates Fall 60 Basis Points This Year — What Borrowers Should Know

HELOC rates have fallen about 60 basis points in 2025, lowering borrowing costs for many homeowners. Shop lenders, watch LTV and credit, and consider fixed options.

HELOC rates dip below 7.5% on Dec. 6, 2025 — relief for homeowners

HELOC rates fell below 7.5% on Dec. 6, 2025, easing borrowing costs for homeowners. This update outlines current averages, lender differences, and practical tips on when to borrow.

HELOC rates dip to annual lows on Nov. 25, 2025 — could fall further

HELOC rates hit annual lows on Nov. 25, 2025 as market yields and Fed expectations ease. Competitive lender pricing could push rates lower, but variable-rate risks remain.