Retirement
14 articles in this category
Warning Signs It's Time to Retire — Risks of the 'One-More-Year' Trap
Persistent health issues, rising caregiving duties, or workplace burnout can be signs it’s time to retire. Beware the 'one-more-year' trap: market risk, taxes, and health costs.
6 Investing Myths That Can Derail Your Retirement Plan
Many retirees rely on outdated investing beliefs. This article debunks six myths - from timing the market to blindly trusting the 4% rule - and offers practical fixes to protect retirement.
4 Practical Steps to Reboot Your Retirement in Your 60s
Practical, actionable strategies for people in their 60s to shore up retirement: increase savings, optimize Social Security timing, cut debt, tax-plan withdrawals, and protect assets.
Top 3 Retirement Savings Pitfalls 50-Somethings Must Avoid in 2026
Approaching retirement in your 50s? Avoid three costly mistakes in 2026: skipping catch-up contributions, keeping concentrated risky investments, and ignoring tax and income planning.
Inherited an IRA? Avoid 3 Costly Mistakes That Can Erode Your Windfall
Inheriting an IRA can be costly if you cash out, misread distribution rules, or overlook beneficiary/trust details. Smart planning preserves more of the windfall.
Why Unmarried Couples Often Lack an End-of-Life Safety Net — and What to Do
Unmarried couples — about 9.5 million U.S. households — often lack the automatic legal and financial protections marriage provides at a partner’s death. Advisors recommend wills, beneficiary ...
Spend More Than the 4% Rule: Thrive in Retirement, Don’t Just Survive
The 4% rule is a guideline, not gospel. Many retirees opt to spend more early to enjoy health and experiences, using flexible plans, insurance, and portfolio adjustments to manage risk.
How Goldman Sachs Says You Can Supercharge Your Retirement Savings
Goldman Sachs: Boost retirement savings by automating contribution increases, capturing full employer matches, minimizing fees, and diversifying into low-cost funds.
Should You Contribute to Your 401(k) While Carrying Debt?
Struggling between saving for retirement and paying down debt? Learn when to prioritize 401(k) contributions, capture employer match, and strategies to reduce high-interest balances.
1 in 4 U.S. Retirees Lose Sleep Over Money — 5 Ways to Cut Stress and Save $10K
One in four U.S. retirees lose sleep over money. Simple moves — automate savings, cut subscriptions, lower fees, refinance debt and claim benefits — can free about $10K.
4 Moves Retirees Should Make Now to Prepare for 2026 Tax Changes
With key tax provisions set to change in 2026, retirees should reassess withdrawals, model tax scenarios, use tax-efficient tools like QCDs and update estate plans to limit future tax hits.
A Practical 3‑Phase Portfolio for Early Retirement
A three-phase portfolio—Accumulation, Transition, Withdrawal—aligns growth, risk reduction, and income to make early retirement achievable and more predictable with simple rules.
Peak-65 Boomers Face a Retirement Confidence Paradox That Could Cost Them
As 'Peak 65' boomers confront retirement, many misread their readiness. A confidence paradox — feeling prepared but lacking safeguards — could create big income shortfalls.
4 Assets Retirees Should Never Sell to Protect Retirement Savings
Many retirees tap assets to boost savings, but selling essentials like a primary home, guaranteed income, health coverage or low-cost investments can cost more long-term.