Banking

National Average Money Market Account Rates — December 2025 Update

December 2025 saw modest shifts in national average money market account rates as Fed signals and bank competition influenced yields. Savers should compare APYs, fees, and liquidity.

ECB moves to simplify capital rules and ease oversight for smaller banks

Europe’s banking authorities plan to streamline capital requirements and relax oversight for smaller lenders, warning that overly complex rules could hinder credit growth and stability.

EBRD to Back CKB with $29M Guarantee to Boost MSME Lending in Montenegro

The EBRD will issue a $29 million guarantee to CKB to expand credit to micro, small and medium enterprises, aiming to boost economic recovery, investment and jobs.

Banks Brace for Bank of England Review That May Ease Leverage Ratio

Bankers are preparing for the Bank of England to loosen its leverage ratio in an imminent review, a move that could free capital for lending while regulators weigh risks.

First Abu Dhabi Bank partners with Thunes to enable global mobile-wallet payouts

First Abu Dhabi Bank has chosen cross-border specialist Thunes to power global mobile wallet payouts, enabling faster, API-driven remittances and corporate disbursements across emerging markets.

Italy fast-tracks MPS–Banco BPM merger to trim state stake

Italy has stepped up efforts to merge Monte dei Paschi with Banco BPM to shrink the state's stake in MPS, prioritising consolidation to cut public exposure.